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Realizing Everyone's Dream

Your path to homeownership and home improvement starts here.

At Red River Bank, we're dedicated to empowering communities and helping individuals achieve their homeownership goals. The RED Loan Program offers 100% financing, while the RED Plus Loan provides homeowners with up to $25,000 for home improvements. Both programs come with no income limits and additional support to make homeownership or home improvement a reality. Your path to building or enhancing your home starts here.

RED Loan Program

Looking to buy your first home in a qualifying neighborhood? Our RED Loan Program offers 100% financing with no private mortgage insurance, plus a $2,500 grant and a potential $5,000 second mortgage for moving expenses or upgrades.

RED Plus Loan Program

Already own a home but need some extra cash for improvements? The RED Plus Loan offers up to $25,000 for home upgrades, appliances, or personal needs with no closing costs! Let’s help you make your house truly feel like home.

Enter the property location below to check eligibility 1

1To qualify for assistance, certain eligibility requirements must be met. The results indicated by the RED Loan property eligibility tool are no guarantee of eligibility. The property must be confirmed to be in a majority minority census tract in the program's targeted area. Contact us at 318-561-4035 for more details.

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