CDs & IRAs
Dependable growth. Local expertise.
Red River Bank CDs and IRA CDs are dependable options for growing your savings and preparing for the future. These accounts offer security, flexibility, and the
personalized support of our experienced local team to help you make decisions that fit your financial goals. Compare options below and call (866) 561-4090 if you have questions or stop by
your local branch to open your account today.
Certificate of Deposit
CDs are excellent for long-term savings goals, with time frames ranging from six months to ten years. Red River Bank customers with CDs also have the option of borrowing against the CD, with timeframes ranging from 30 days to 10 years. It's just another option we offer to make your money work for you whether rates are up or down.
Compare the benefits:
- $500 minimum to open
- No monthly service charge
- Earns fixed interest on balances of $1 or more ¹
- Flexible terms ranging from 30 days to 10 years
- Can combine statements with your checking account
¹Fees may reduce earnings.
IRA CDs
Depending on your retirement strategy, a CD may be a good place for
some of your funds—especially if you're near your target retirement date. Please consult your tax advisor.
Compare the benefits:
- $500 minimum to open
- No monthly service charge
- Earns fixed interest on balances of $1 or more
- Terms from 1 to 10 years
- Can combine statements with your checking account
