Checking Accounts
All the bells. All the whistles. None of the hassle.
We know there are other banks that offer free checking—but what's it worth? At Red River Bank, all of our checking accounts, savings accounts, CDs, and IRAs come with
the valuable service of an experienced, local staff. Plus, every checking account includes benefits like online and mobile banking, free check imaging, debit card access. Most accounts also offer unlimited check writing and no monthly service fees. Ask about our overdraft protection options. Here, you'll find all the bells. All the whistles. And
someone you know answering the phone.
Open your account in minutes.
Switching or opening a checking account has never been easier.
Enjoy benefits like free online and mobile banking, unlimited check
writing, and personalized service from a team that knows you.
Checking accounts for everyday banking and more
Totally Free Checking Account
It's better than Free—it's Red River Bank. Get all money-saving perks and the personalized service that only we can offer.
Compare the benefits:
- No monthly fees
- $50 minimum deposit to open
- Unlimited check writing
- Free check imaging
- Personal Touch 24 telebanking
Advantage Checking
It saves money. It earns money. Maintain a minimum daily balance of
$750, and there's another advantage: no monthly fee.
Compare the benefits:
- Earns interest
- $100 minimum deposit to open
- No monthly fees with $750 balance
- First check order is free; unlimited check writing
- Free debit card issuance
Superior Checking
If your combined deposit accounts at Red River Bank total more than $4,000 or you have at least $10,000 with us in CDs, enjoy access to Superior Checking with no monthly fees. More than just an account, it's a great money-management tool.
Compare the benefits:
- Earns interest
- $100 minimum deposit to open
- No monthly fees with minimum balance requirement
- Free personalized Superior and official checks
- Two free stop payments per month
- 10% discount on safe deposit boxes
Senior Platinum Checking
For Red River Bank customers ages 62 and above, this platinum-level checking account offers everything Advantage Checking does—with no minimum balance requirement.
Compare the benefits:
- For ages 62+
- Earns interest
- $100 minimum deposit to open
- No monthly fees
- Free Senior Platinum checks
New Opportunity Checkless Checking
Looking to build a positive, new banking relationship? This account is just
the opportunity, with a low $25 minimum opening deposit and Red River
Bank's friendly, helpful service. Certain qualifications apply.
Compare the benefits:
- $ 25 minimum deposit to open
- $5 monthly fee (waived with eStatement or direct deposit)
- No checks allowed
- Free debit card
- Free automatic transfers to other accounts
- Personal Touch 24 telebanking
Health Savings (HSA)
Saving for your health can be good for your financial health; consult your
tax advisor about potential tax benefits of this account with a low $50
minimum opening deposit.
Compare the benefits:
- $50 minimum deposit to open
- $3 monthly fee
- Earns interest
- Save for qualified medical expenses
- Tax advantages (consult your tax advisor)
- Free check imaging
