Savings Accounts
Start saving. Start dreaming. Start here.
At Red River Bank, saving is straightforward and rewarding. Our accounts make it easy to reach your goals while keeping banking simple. Build good financial habits, set
money aside for your big plans, and watch your savings grow—all with the confidence of a local bank that’s here to support your dreams. Enjoy competitive interest
rates, easy access through online and mobile banking, and the personalized service of a team that knows you. With Red River Bank, saving isn’t just smart—it’s simple.
Ready to start saving?
Our online form makes opening your account quick and hassle-
free. Get started today and enjoy personalized service, competitive
rates, and the confidence of banking with a trusted local team.
Savings accounts for every goal
Personal Savings
This is where great things start. No matter what your savings goals are, Red
River Bank is here to keep banking simple—while you keep saving.
Compare the benefits:
- $100 to open
- Earns interest starting at $1
- Three free withdrawals per month; $3 each for the next three; $15 each after six
- Free online and mobile banking
- Great for everyday saving
Dreambuilder
Start building with our Dreambuilder savings account. Set a goal, build it
with automatic transfers, earn interest toward your dream.
Compare the benefits:
- $1 to open, earns interest
- Monthly automatic $10 minimum transfers from checking is required
- Maximum of 1 withdrawal per month
- Save for specific goals
- Easy to track online and mobile
Money Max
Maximize what your money can do for you—earn a competitive interest
rate on balance of $25,000+ with this account.
Compare the benefits:
- $25,000 to open and earn interest
- Competitive interest rates for higher balances
- No monthly service charge
- Three free withdrawals per month; $25 each after
- Free online and mobile banking
Money Market Investment
Keep your funds easily accessible with a Money Market Investment account, while earning a competitive interest rate.
Compare the benefits:
- $2,500 to open and earn interest
- Competitive interest rates
- No monthly fee with $2,500 balance; $9.50 if below
- Six free withdrawals per month; $15 each after
- Free online and mobile banking
Kid's Savings
Good financial habits can begin as early as you like with an opening deposit
as small as $25.
Compare the benefits:
- $25 to open, earns interest at $1
- No monthly service charge
- Three free withdrawals per month; $3 for the next three, $15 each after six
- Free online and mobile banking
- Great for building good financial habits
Christmas Club
One of the greatest gifts you can give yourself? Having your Christmas
funds all ready in October—see how easy it can be.
Compare the benefits:
- $0 to open
- No monthly fees
- Funds available in October
- $20 fee for early withdrawal
- Easy online and mobile tracking
