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Mortgage Loan Options

Local experience. Streamlined service. Faster closings.

The Red River Bank Mortgage team knows that when you’re ready to move, you’re ready to move fast. Our in-house underwriting, local, experienced team and streamlined process mean you’re on the fastest route home.

Conventional Mortgages

Our mortgage team always looks for the ideal mortgage product for your unique situation. That includes options when it comes to your conventional mortgage.

FHA, VA & USDA 

We're here to find ways to save you money while getting that dream house. Our team is experienced in navigating programs like FHA, VA & USDA for qualifying customers.

RED Loan Programs

RED stands for Realizing Everyone's Dream of home ownership. For homes in qualifying areas, 100% financing and other benefits are available.

Downpayment Assistance 

There are many programs available for help with down payments. We're one of the few mortgage teams that works with all available programs.

Habitat for Humanity 

We're proud to partner with Habitat for Humanity to provide the RED Plus Loan program for home improvements for qualifying homes.

Private Banking Mortgages 

Some customers' assets, income and/or portfolios are at a scale that require unique solutions. Our Private Banking team is here to help.

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