Commercial accounts

Nobody understands Louisiana business like a Louisiana business. Our commercial accounts are designed with your business in mind—offering the same high level of technology and treasury services of any national bank with the experienced local service that only Red River Bank can offer.

Checking Account Types	Small Business Checking	Commercial Checking
Minimum to open account	$50	$100
Monthly service charge	NONE	$12.50
Business check card issuance fee	NONE	$12
Item fees	200 FREE per month Next 300 items: 35¢ each Remaining items: 50¢ each	Other transaction fees apply
Earns interest	No	Earnings credit rate: .25%
Basic internet banking	FREE	FREE
Bill Pay	$12 if not used monthly	$12 if not used monthly
Additional features	Unlimited business check card usage
IOLTA	Interest on Lawyer Trust Accounts (IOLTA) is a method of raising money for charitable purposes. Interest earned on these accounts is rendered to the Louisiana Bar Foundation and is used to support projects benefiting various organizations and needy individuals in Louisiana.
Non-profit checking	An economical checking account designed for IRS designated non-profit organizations.

Savings & CD Account Types	Business Money Market Investment	Business Savings	Business Money Max	CDs
Minimum to open account	$2,500	$250	$25,000	$500
Monthly service charge	NONE	NONE	NONE	NONE
Monthly Minimum Balance fee	$9.50 if balance is <$2,500	$3.00 if balance is <$250	NONE	NONE
Other fees	6 free withdrawals per month, $15 for each additional.	3 free withdrawals, $3 each for next three & $15 each after six, per month	3 free withdrawals per month, $25 for each additional	Early withdrawals subject to penalty
Earns interest	$2,500 min balance	$250 min balance	$25,000 min balance	$1 min balance
Basic internet banking	FREE	FREE	FREE	FREE
Additional features	Can combine statements with business checking account	Can combine statements with business checking account	Can combine statements with business checking account	Flexible terms & rates