Personal Loans

Get great rates on new or used vehicles, including cars up to four years old. We offer flexible terms, including unsecured loans for older models, to get you on the road quickly and affordably.

From budget-friendly buys to high-end adventures, we offer tailored financing options. Choose competitive terms for modest purchases or custom solutions through Private Banking for larger needs.

For Red River Bank depositors, CashPlease® offers fast, affordable small-dollar loans. Skip payday loans and cash advances with this convenient, short-term solution to improve your financial health.

Simplify and save with debt consolidation through secured home equity loans. Enjoy competitive rates, flexible repayment terms, and potential tax benefits—consult your tax advisor for details.

From quick fixes to major upgrades, we offer unsecured loans at great rates or second-mortgage loans with flexible terms. Get the right financing for your home improvement needs.

Access funds with a HELOC, overdraft protection, or preferred unsecured lines. Choose a traditional or interest-only payment option, with custom solutions available through Private Banking.

Leverage your savings or CD for a low-rate loan. Pay just a small percentage above your account's interest rate and make your money work harder for you.

Red River Bank offers expedited service and local decisions for mortgages, land purchases, or construction. We also offer long- term financing for larger land acquisitions.

Carry a Red River Bank credit card backed by the people you trust. Enjoy local support, competitive terms, and the convenience you need for everyday purchases.